Free Retirement Readiness Assessment
How ready are you for retirement?
Get your Retirement Readiness Score across four areas — Living, Financial, Property and Legal readiness — so you understand exactly where you stand and what to address next. Usually takes 7–10 minutes.
This is a preliminary, self-reported assessment for planning purposes only. It is not financial, legal, medical or property-title advice.
About You
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Who is this assessment for?
Usually takes 7–10 minutes. 9 sections, 26 questions based on your answers so far.
What is a Retirement Readiness Assessment?
Most retirement calculators reduce everything to a single financial number. A Retirement Readiness Assessment takes a broader, more realistic view: a person can have substantial savings but no legal succession plan in place, or excellent financial preparedness but no clear living arrangement for their later years. This assessment scores four independent dimensions of retirement readiness so a strength in one area can never quietly hide a serious gap in another.
The four dimensions of your Retirement Readiness Score
- Living Readiness — how clearly you've thought through where and how you'll live, your future care needs, and proximity to support.
- Financial Readiness — whether your expected retirement income, expenses, liquid assets and reserves appear aligned, at a preliminary level.
- Property Readiness — whether property you own is documented, verified and organized for a retirement decision.
- Legal Readiness — whether your Will, nominations, and succession and incapacity planning are in place.
For NRIs and families managing a parent's retirement remotely from the US, UK or the Gulf, the assessment also surfaces a Remote Support Readiness reading — since coordinating property, legal and care decisions from abroad carries its own distinct risks.
The result page shows your overall Retirement Readiness Score alongside each dimension, what's going well, what needs attention, and up to three concrete next steps — never a wall of statistics with no clear action.
Frequently asked questions
What is a Retirement Readiness Assessment?
A Retirement Readiness Assessment is a structured, preliminary self-evaluation covering four connected areas of retirement planning — Living, Financial, Property and Legal readiness — rather than a single financial score. It's designed to show you where you genuinely stand today and what to address next, based only on the information you provide.
How is my Retirement Readiness Score calculated?
Each of the four dimensions is scored 0–100 from a transparent, published weighting of your specific answers — never an arbitrary or invented figure. An overall score combines all four, but a critical-gap safeguard prevents a strong score in one area from hiding a serious unresolved issue in another, such as unclear property documentation or a missing Will.
How long does the Retirement Readiness Assessment take?
Most people complete it in 7–10 minutes. It uses conditional logic, so you're only asked questions relevant to your situation — for example, property questions are skipped if you don't currently own property.
Is this financial, legal or property advice?
No. This is a preliminary, self-reported planning tool, not financial advice, legal advice, medical advice, or a property title certification. Where your answers point to a specific gap, the results recommend consulting an appropriately qualified professional rather than offering a definitive conclusion.
Is the Retirement Readiness Assessment free?
Yes. You'll see your headline score immediately after completing the assessment, and can optionally provide your email to receive the full detailed report.
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